Cigna HealthCare Self-Insured Group Health Insurance Plans - Handelman Insurance Advisors, Inc.

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Self-Funded Group Health Insurance Plans


  • With Level-Funding you pay a fixed amount for the entire month, based on plan design and number of employees. If you end your plan year with less than predicted claims, you'll receive a credit that may be used to pay for future health plan costs.

  • With Graded-Funding you pay as you go for actual claims. If your claims are lower than predicted, you'll enjoy immediate savings.
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