Aetna is one of the nation's leading diversified health care benefits companies, serving members with information and resources to help them make better informed decisions about their health care. Aetna Funding-Advantage offers the benefits of self-funding, with financial protection to manage risk, and is now available to small employers!
Why Aetna Funding-Advantage?
More flexibility: With self-funded plans, benefits are not generally subject to state mandates. That means you can offer more flexible plan designs to your employees. As a result, you could realize cost savings that go straight to the bottom line.
Financial protection: Stop-loss coverage limits your risk if claims are higher than anticipated. So you will never be asked to pay for higher than anticipated claims costs. In years when medical costs are lower than anticipated, you can get money back.
Simple plan administration: You make a single payment each month that covers claims, your terminal reserve, stop-loss insurance and plan administration based on enrollment. These payments don’t change during the plan year. Aetna also provide fund and enrollment reporting.